Privacy Policy

Terms and Conditions

Company Name: Securite Assurance

App Name: My SA

1. Acceptance of Terms

By downloading, accessing, or using this mobile application (“App”), you acknowledge and agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use the App.

2. Eligibility

This App is intended for individuals residing in Lebanon and is subject to applicable Lebanese laws and regulations. Users must be at least 18 years old or have the permission of a legal guardian.

3. Description of Services

This App provides access to your insurance policies, claims submission, premium payments, customer service, and other features offered by [Your Insurance Company Name]. All services are subject to your policy's terms and the laws of Lebanon.

4. Account and Security

You may be required to create an account to access certain services. You are responsible for maintaining the confidentiality of your login information and for any activity that occurs under your account.

5. Privacy

Your use of the App is also governed by our Privacy Policy, which complies with Lebanese data protection laws. By using the App, you consent to our collection, use, and disclosure of your personal data. [Insert link to Privacy Policy]

6. Insurance Coverage

Using this App does not replace your policy documents or constitute the provision of legal or binding insurance coverage. All services are subject to acceptance, underwriting, and approval by [Your Insurance Company Name] and regulated by the Insurance Control Commission of Lebanon (ICC).

7. Payments

Payments made through the App must be completed using authorized methods. All transactions are subject to validation and applicable Lebanese financial regulations. Payment confirmation does not guarantee policy issuance or renewal unless confirmed in writing by the company.

8. User Conduct

You agree not to:

- Use the App for any unlawful purpose.

- Distribute viruses or harmful code.

- Violate or infringe upon the rights of others.

- Attempt unauthorized access to systems or data.

9. Intellectual Property

All content, software, trademarks, and materials within the App are the property of [Your Insurance Company Name] or its licensors and are protected by Lebanese copyright and intellectual property laws.

10. Modifications and Updates

We reserve the right to modify or update these Terms at any time. Updates will be posted on the App or website, and your continued use after changes constitutes acceptance.

11. Suspension or Termination

We may suspend or terminate your access to the App without notice if we believe you have violated these Terms or applicable Lebanese law.

12. Limitation of Liability

To the fullest extent permitted under Lebanese law, [Your Insurance Company Name] shall not be liable for any direct, indirect, incidental, or consequential damages arising out of your use or inability to use the App.

13. Governing Law and Jurisdiction

These Terms are governed by and interpreted in accordance with the laws of the Republic of Lebanon. Any disputes shall be subject to the exclusive jurisdiction of the courts of Beirut, Lebanon.